The assembly, not just the shingle
Fire ratings apply to the whole roof assembly — covering, underlayment, and deck together — not to a shingle in isolation. A contractor saying "these are Class A shingles" has answered a narrower question than the one the code asks.
Edges, eaves, and vents matter
In wildland-urban interface construction, the vulnerable points are where embers collect and enter: eaves, vents, valleys, and the roof-to-wall junctions. An estimate for a home in a fire zone should say something about these, not only the field of the roof.
The permit is where compliance is checked
Your local building department verifies the assembly against the requirements for your zone. That is one more reason a permitted job matters more here than almost anywhere else in the county.
Ask for the documentation
Product listings and assembly documentation exist for every compliant system. Ask the contractor to attach them to the estimate. If the paperwork cannot be produced before the job, it will not appear after it.
Frankly