FranklyStorm Damage
Storm damage on your roof, assessed independently.
After wind or heavy rain the phone starts ringing and the paperwork starts stacking up — a contractor's scope, an insurer's scope, and no obvious way to reconcile them. Frankly reads both against the damage you documented. We sell no roofing work and we are not your insurer's adjuster.
Every engagement is a flat fee quoted in writing before any work starts. Send your documents to receive the exact fee with no obligation.
Who this is for
- Homeowners with wind or rain damage and competing repair scopes
- Anyone approached by a contractor who knocked after a storm
- Owners whose insurer approved a repair the roofer says is inadequate
- HOA boards documenting storm damage across multiple buildings
Problems it solves
- A post-storm contract signed under pressure in the days after the weather
- An insurer scope that omits flashing, underlayment, ventilation or code upgrades
- Pre-existing wear written up as storm damage, which weakens the whole claim
- An offer to "waive the deductible" — fraud in California, and a signal about the rest of the job
What you get
- Documented damage separated from ordinary age-related wear
- The insurer's scope compared line by line with a fair-market repair scope
- Missing items identified for a supplemental claim, with the reasoning written out
- Guidance on what to photograph and keep before anything gets tarped or repaired
- A written scope you can send out for competitive bids
- Plain warnings about storm-chasing contract terms, including benefit assignment
How it works
A clear, written process.
- 01
Send what you have
Upload photos of the roof and interior, the storm date, any contractor estimate, and the insurer's scope or estimate if it has arrived.
- 02
We read it against the damage
We check what the documentation supports, where the scopes diverge, and which omissions are worth pursuing.
- 03
You get a written summary
A clear account of what is covered, what is missing, and the questions to put to your contractor and your insurer — normally within 48 hours.
Frequently asked
- What should I do first after roof storm damage?
- Photograph everything before anything is touched, including interior stains and the date of the storm. Then mitigate — tarp, extract water, move contents — and keep the receipts. File promptly, and do not authorise permanent repairs before the insurer inspects.
- The insurer approved a repair but my roofer says replacement. Who is right?
- That is a scope dispute, and it is settled with documentation rather than opinion. We compare the insurer's written scope to the documented condition item by item so you can see exactly where the gap is and file a supplement for what is genuinely missing.
- Are you a public adjuster?
- No. We do not represent you to your insurer and we do not negotiate claims. We review the scopes and estimates in writing so you understand what is being offered and what to ask for.
- A contractor knocked on my door after the storm. Should I sign?
- Not on the spot. Check the licence number at cslb.ca.gov, read any clause that assigns your insurance benefits to the contractor, and remember California caps a home improvement down payment at $1,000 or 10 percent of the contract price, whichever is less, with a three-day right to cancel.
Get an independent set of eyes on your project.
Send your estimate or scope. We'll quote a flat fee in writing before any work starts.